Are contracts which provide for the performance of future service/s or payment of future monetary consideration at the time of actual need, payable either in cash or installment by Planholders at prices stated in the Contract with or without interest or insurance coverage and includes life, pension, education, interment, and other plans which the [Securities and Exchange] Commission may from time to time approve. (New Rules on the Registration and Sale of Pre-Need Plans under Section 16 of the Securities Regulation Code, Rule 1.2) See also Pre-need Companies.