1. To me, an entrepreneur is not an especially gifted person. I rather take the reverse view. I believe that all human beings are potential entrepreneurs. Some of us get the opportunity to express this talent, but many of us never get the chance because we we made to imagine that an entrepreneur is someone enormously gifted and different from ourselves. (p. 207)

2. The fact that the poor are alive is clear proof of their ability. They do not need us to teach them how to survive, they already know how to do this. So rather than waste our time teaching them new skills, we try to make maximum use of their existing skills. Giving the poor access to credit allows them to immediately put into practice the skills they already know xxx. (p. 140)

3. "The poor," I said, "are very creative. They know how to earn a living and how to change their lives. All they need is opportunity. Credit brings that opportunity." (p. 184)

4. When I talked about micro-credit in the 1980s xxx most people assumed that I was trying to alleviate poverty by lending to small businesses that would then expand and hire the poor. It took people a while to see that I actually advocated lending to the poor directly. (p. 149)

5. "What you are really doing," a Communist professor told me, "is giving little bits of opium to the poor people, so that they won't get involved in any larger political issues. With your micro-nothing loans, they sleep peacefully and don't make any noise. Their revolutionary zeal cools down. Therefore, Grameen is the enemy of the revolution." (p. 204)

6. ... the birth rate among Grameen families is significantly lower than the national average. Once they have increased their incomes through self-employment, Grameen borrowers show remarkable determination to have fewer children, educate the ones they have, and participate actively in our democracy. (p. 134)