Getting old could be a very stressful point in anyone's life, and retirement could be even more stressful. This could be true only to some, but may not be true for others. Indeed, retirement need not be stressful. In his book "Aging Well" (2002), Dr. George E. Vaillant discussed "surprising guideposts to a happier life" based on the landmark Harvard Study of Adult Development. In one of the chapters (Retirement, Play, and Creativity), Dr. Vaillant discussed four circumstances that could potentially lead to a very stressful retirement:

We could very well post travel logs in our own sites. Still, with a sense of community, promoting travel to and in our country is much easier and more meaningful. Visit Pinas is where we join our fellow Filipinos in exploring the Philippines - its beauty should be enjoyed by Filipinos.

Credit cards are wonderful tools that allow you transact without carrying wads of cash. I'm not really a big fan of the "rule" to pay in cash whenever possible. Unless it's cheaper to pay in cash, I use a credit card -- but not any credit card (well, I only have one, anyway). The credit card we chose allows us to accumulate free miles, enough to get me and my wife free tickets within the Philippines, Hongkong and Thailand. In other words, I gain from using a credit card.

The likelihood of a relationship developing in the office is very much within the realm of possibility. A relationship, of course, could sprout anywhere, but the office enviroment makes it more conducive for a romance to blossom -- the parties involved may be spending more time together at work than at home. Come to think of it: you work between 8 a.m. to 5 p.m. at the office, plus overtime. Assuming you don't go out on gimik, the other half of your time is spent at home, less the time you spend sleeping.

(We previously mentioned that, from time to time, we'll be featuring articles written by Pinoy entrepreneurs. These articles could be directly posted here at the Pinoy Entrepreneurs blog, or republished from another blog, with the consent of the author. This article on "my failure in cash management" is written by Dave Aguila.)

You may be aware of the existence of mail-order brides, although you may not be aware that this is an “industry.” Mail-order bride is a "label applied to a woman who publishes her intent to marry someone from another - usually more developed - country. Although the label is widely used, it may have derogatory connotations and may be offensive." This mail-order bride "industry" has become more pervasive with the advent of internet and technology, as many of these sites are readily accessible.