In an Administrative Order recently issued by the Department of Trade and Industry (DTI), stores are now prohibited from imposing any extra charges, on top of the cash price, for purchases of goods or services paid via credit card.

 

Foodbytes Infoservices is an independent provider of food and business information and technical food services. It provides high quality information, training, and consultancy services focused on globalization and the rapidly changing needs of the food and foodservice industry. According to its website, their expertise are  Food Safety, Product and Process Improvement, and Environmentalism Integration. For more information, please visit its website.

 

Checks are commonly used in business. Some people, however, still have this misplaced confidence in the deterrent effect of Batas Pambansa (B.P.) Blg. 22, also known as the Bouncing Checks Law. Here are some things a layman should know:

The concept of networking, whether in the virtual or real world, is basically the same. The purposes may be different (e.g., professional, personal, business, dating), but the general concept is the same - to link people/entities for optimum utilization of resources. In the real world (and in this side of the world), we have been exposed to the more common kind of business networking: the multi-level marketing (MLM).

 

(Related posts: 13th Month Pay: How is it Computed? and Bonus vs. 13th Month Pay)

 

WHEREAS, it is necessary to further protect the level of real wages from the ravage of worldwide inflation;
 
WHEREAS, there has been no increase in the legal minimum wage rates since 1970;
 
WHEREAS, the Christmas season is an opportune time for society to show its concern for the plight of the working masses so they may properly celebrate Christmas and New Year.
 
NOW, THEREFORE, I, FERDINAND E. MARCOS, by virtue of the powers vested in me by the Constitution, do hereby decree as follows:
 
Section 1. All employers are hereby required to pay all their employees receiving a basic salary of not more than P1,000 a month, regardless of the nature of their employment, a 13th-month pay not later than December 24 of every year.

 

(Note: The salary ceiling of P1,000 was removed by President Corazon Aquino in 1986 through Memorandum Order No. 26, which provides: "Section 1 of Presidential Decree No. 851 is hereby modified to the extent that all employers are hereby required to pay all their rank-and-file employees a 13th-month pay not later than December 24 of every year.")

 
Sec. 2. Employers already paying their employees a 13th-month pay or its equivalent are not covered by this Decree.
 
Sec. 3. This Decree shall take effect immediately.
 
Done in the City of Manila, this 16th day of December 1975.

Subject:  Consumer Protection for Electronic Banking

The Monetary Board in its Resolution No. 999 dated 11 August 2006 approved the following rules and regulations concerning consumer protection for electronic banking (e-banking) products and services.