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Access Devices Regulation Act of 1998 (Republic Act No. 8484)
Money, Banking and Finance
Monday, 01 October 2007

AN ACT REGULATING THE ISSUANCE AND USE OF ACCESS DEVICES, PROHIBITING FRAUDULENT ACTS COMMITTED RELATIVE THERETO, PROVIDING PENALTIES AND FOR OTHER PURPOSES

(Discussion: Credit Cards and Access Devices Regulation: Explained)

SECTION 1. Short Title. – This Act shall be known as the "Access Devices Regulation Act of 1998."


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The By-Stander Rule: The Role of the Employer in Certification Elections
HR, Labor and Office
Monday, 01 October 2007
A certification election is the most democratic and expeditious method by which the laborers can freely determine the union that shall act as their representative in their dealings with the establishment where they are working. It is the appropriate means whereby controversies and disputes on representation may be laid to rest, by the unequivocal vote of the employees themselves.
 
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Insolvency and Criminal Cases
Money and Finance
Saturday, 29 September 2007
One concern of creditors in filing a case for collection is the possibility of getting nothing in the end because the debtor has no properties to satisfy the jdugment award, while spending more money for legal fees. A pyrrhic victory, so to speak. In fact, I often come across debtors dropping the hint of filing, or actually filing, a case for insolvency or bankruptcy just to bring home the (alleged) point that they have nothing more to cough out.

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Office Politics: Surviving the Office Jungle
HR, Labor and Office
Saturday, 29 September 2007
Office politics is a fact of institutional or corporate life. As long as organizations exist, office politics will always be there. On a neutral note, office politics is simply the relationship and interaction between and among co-workers (and, to a certain extent, with the bosses). The relationship should ideally be of mutual respect, and the interaction should be one of healthy competition. Unfortunately, office politics - just like general politics in our country - is viewed as something extremely negative. It’s present in any corporate structure and gets worse in bigger corporations.In other words, you can’t run away from office politics. Here are some points to remember in order to survive the office jungle:

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Forms of Business: Sole Proprietorship, Partnership, Corporation
Corporate
Friday, 28 September 2007
After deciding to start a business (and the particular business to pursue), one of the important issues is the form of business entity that will serve as the vehicle in pursuing the business. You may say that the next important issue is the source of funding, which is correct, but that issue will be discussed much later. Right now, let's focus on the forms of business.

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Personal Finance: Pay Yourself First
Money and Finance
Wednesday, 26 September 2007
If the concept of "Pay Yourself First" is foreign to you, don't worry, the concept was also greek to me during my YUPpy (young urban professional) days. Working as an associate in a Makati law firm, I had the means to spend, nay, splurge. I had my own condo unit, go out whenever I want and splurge on anything I fancy. I spend so long as there's cash in my wallet, or, more appropriately, ATM. Whatever money is left, I told myself, will be my savings. This strategy appeared to be sound. I realized later on that I had no savings, primarily because by the end of the salary/pay cycle, I had spent all I had and nothing is left for savings.
 
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Entrepreneur Guide: The Term or Period (contract series)
Contracts
Monday, 24 September 2007
We have gone through a number of features in contracts, including the basic elements of contracts, the Title, the Parties, and the Preamble or Whereas Clause. Of course, the form of a contract and the arrangement of its provisions greatly vary. In fact, a feature or provision discussed here may be merged with other provisions in actual contracts. You may not follow the arrangement used in this Contract Series, but let's just agree for convenience that the next feature or provision is the Term or Period.

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How to register a CORPORATION with the SEC
Business Registration
Friday, 21 September 2007
The more recent searches here at the Pinoy Entrepreneurs relate to the guide on how to register a corporation with the Securities and Exchange Commission (SEC) of the Philippines (we just have to mention the Philippines because there's also a SEC in the United States). These search hits are suprising, although certainly welcome, considering that there's still no registration guide, except on the registration of business names, posted in this site. So, in order not to disappoint whoever made that search, here's the guide on registering a corporation with the SEC.
 
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